Why Buy With My Time Realty

THE MY TIME ADVANTAGE

Buying a home is a major investment. You need a partner who offers more than just access to listings—you need a strategic advisor. At My Time Realty, we combine decades of business acumen with deep expertise in luxury renovation and construction. This unique perspective allows us to analyze a property’s true potential, identify opportunities others miss, and negotiate terms that protect your interests for the long term. We provide a concierge-level service designed to deliver clarity, confidence, and exceptional results.

Find Your Ideal Community

Looking for the perfect neighbourhood in Edmonton?

Explore our comprehensive neighbourhood guides for local insights, amenities, and lifestyle details—so you can find not just a home, but the community that fits you best.

Access Neighbourhood Guide

The Strategic Buyer's Playbook

Your Winning Strategy

Download our exclusive playbook to gain a competitive edge in the Edmonton real estate market. This isn't just a guide; it's a collection of proven strategies to ensure you buy smart.

Inside, you'll gain the advantage with:

  • A step-by-step roadmap that simplifies the entire buying process.
  • Proven negotiation tactics to help you secure the best possible price and terms.
  • A complete breakdown of hidden costs so you can budget with absolute confidence.
  • Expert insights on evaluating a property's condition and long-term potential.
  • Strategies to ensure your purchase is not just a home, but a sound investment for your future.

Get The Strategic Buyer's Playbook

Frequently Asked Questions Buying In Edmonton

How much do I need for a down payment?

In Canada, the minimum down payment is 5% for homes under $500,000. For homes between $500,000 and $999,999, it's 5% on the first $500k and 10% on the remainder. A down payment of 20% or more allows you to avoid CMHC insurance.

Should I get pre-approved before looking at homes?

Absolutely. A mortgage pre-approval is a crucial first step. It tells you exactly how much you can afford, strengthens your offer in a competitive market, and allows you to search with confidence.

How long does it take to buy a home?

The timeline can vary, but typically it takes 30-90 days from the start of your search to possession day. This includes time for searching, making an offer, fulfilling conditions (like financing and inspection), and the final legal closing.

What are closing costs?

These are fees paid at the time of closing, separate from your down payment. They typically amount to 1.5-4% of the purchase price and include expenses like legal fees, property transfer tax (if applicable), and home inspection fees.

Why do I need a buyer's agent?

A buyer's agent represents your best interests exclusively. We provide expert market analysis, strategic negotiation, and professional guidance through every step of the process—all at no cost to you, as our commission is typically paid by the seller.

The Ultimate Edmonton Buyers Toolkit

Education and insights

From personalized home finding, to affordability calculators, and market watch notifications — we've got you covered.

Personalized Home Finder

Fill out your dream home wish list—from the number of bedrooms to your must-have features—and let us do the work. We'll send you matching properties directly.

Neighbourhood Watch

Keep a pulse on a specific community. Get instant updates on new listings and recent sales in any neighbourhood you choose.

Mortgage and Affordability Calculator

Determine your buying power before you start your search. Our calculators help you understand your budget and plan your next move with confidence.

Buyer Education Q&A

Got questions? We've got answers. From commonly asked questions about pre-approval, to knowing what to look for when buying a home, we cover the topics that give you the confidence you need to take the first step.

Ready for a Personalized Strategy?

When you're ready to move from research to action, our team is here to provide the personalized, strategic guidance you deserve. Let's build a plan together.

Data last updated on May 22, 2026 at 03:30 PM (UTC).
Copyright 2026 by the REALTORS® Association of Edmonton. All Rights Reserved.
Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.